Eligible Expenses by Category

For Health Flexible Spending Account (Unreimbursed Medical), Health Reimbursement Arrangement, or Health Savings Account participants to be reimbursed for Over-the-Counter (OTC) drugs and medicines purchased on or after January 1, 2011, a participant must provide a medical practitioner's prescription for the item(s). The prescription requirement will not apply to over–the–counter items that do not fall into the category of drug or medicine.

The following are a few examples of expenses commonly requested for reimbursement grouped by category. For a more comprehensive list of expenses that are eligible for reimbursement, including conditions on reimbursement eligibility, click here.

+ Expand
  • OTC Drugs and Medicines (Requires Rx)
    • Acid controllers
    • Acne treatment
    • Allergy medicine
    • Analgesics
    • Antacid
    • Antihistamine
    • Anti-itch creams
    • Antibiotic first aid sprays or ointments
    • Aspirin
    • Baby rash ointments/creams
    • Calamine lotion
    • Cold medicine
    • Cough suppressants
    • Decongestants
    • Diarrhea medicine
    • Fever reducing medications
    • First aid cream
    • Hemorrhoid treatment
    • Insect bite creams and ointments
    • Laxatives
    • Menstrual pain relievers
    • Motion sickness pills
    • Nasal sprays
    • Nicotine gum or patches
    • Pain relievers
    • Respiratory treatments
    • Sleep aids and sedatives
    • Stomach remedies
    • Throat lozenges
  • Other OTC Items (No Rx Required)
    • Back brace
    • Bandages
    • Blood sugar test kit and test strips
    • Carpel tunnel wrist supports
    • Cold/hot packs
    • Condoms
    • Contact lens solution/enzyme
    • Crutches
    • Denture adhesives
    • Diabetic supplies
    • Ear wax removal kits
    • First aid kits
    • Gauze pads
    • Glucose monitoring equipment
    • Hearing aids and batteries
    • Incontinence supplies
    • Insulin
    • Liquid bandage
    • Medical monitoring and testing devices
    • Nasal wash systems
    • Orthodontia wax
    • Ovulation monitor
    • Reading glasses
    • Sinus medication
    • Spermicidal foam
    • Supplies to treat a medical condition
    • Thermometers
    • Walkers
    • Wheelchair
  • Common Non-OTC Expenses
    • Ambulance
    • Asthma treatments
    • Birth control pills
    • Blood pressure monitoring devices
    • Chiropractors
    • Contact lenses, materials, supplies
    • Copays
    • Coinsurance
    • Counseling
    • Deductibles
    • Dental/orthodontia services
    • Diagnostic item/services
    • Drug addiction treatment
    • Eye examinations and eye glasses
    • Fertility treatments
    • Flu shots
    • Immunizations
    • Laboratory fees
    • Laser eye surgery
    • Nursing services
    • Prescription drugs and medicines
    • Physical exams
    • Physical therapy
    • Prenatal expenses
    • Prosthesis
    • Psychiatric care or psychologist
    • Screening tests
    • Smoking cessation programs
    • X-ray fee

American Fidelity Assurance Company does not provide tax or legal advice.

Next Steps

Sign up for Updates

VIP Notification Service

We provide a VIP Notification Service to keep you informed as new Health Care Reform rules are issued.
Click here to sign up.

You’re Not Alone

We understand that these new requirements come at a time of strained budgets. 
Learn how our services and products can help.

Get the Facts

Our most commonly asked Health Care Reform questions, along with the answers.
Learn More

Quick Access

  • Your Account

    View your policies, download forms and check the status of your claims - all in one spot!

  • Claim & Flex Forms

    1Select the forms you need:

    Flex Benefits
    Accident Benefits
    Cancer Benefits
    Critical Illness
    Disability Benefits
    Hospital Indemnity
    Life Benefits
    Medical (GAP)
    HRA Benefits

    2Select your state & industry:

  • Check Claim Status
  • FAQs

    Please select a category or type your question in the box below.

    Keyword Search
    All FAQs